If you’re deep in debt, one of the ways to stop getting in further is to cut up your credit cards so you can’t use them any more. That can be a problem, though, if you need to pay for things that can only be paid using a credit card, or if you need a [...]

If your credit is non-existent or damaged enough that you can’t get an unsecured card even with a very low credit limit, then secured or prepaid credit cards may be your path to rebuilding credit.
With these cards, you usually make a deposit (e.g. in a savings account with the issuing bank) which will be used [...]

First time credit cards can be hard to get, especially for students with no income of their own. Here are some strategies which may make it easier:

Try for a prepaid or secured card. Prepaid credit cards for teenagers are a great way for parents to start off building a child’s credit rating while keeping spending [...]